Insurance Lawyers in Hamilton and Toronto

insurance claim contract excess policy signInsurance is designed to help provide financial security and protection for some of life’s toughest experiences. It is not only meant to give you peace of mind as a policy holder but should also come through and deliver should you need to make a claim. Your insurance policy may also need to help cover any costs you may be at fault or liable for, such as car accidents or accidents occuring on your property.

If you find yourself having problems with your insurance company providing the coverage you think you deserve contact Michael’s Law Firm for a free case evaluation. You likely are not fully “on your own” like your insurance company is telling you.

Contact Our Insurance Lawyers at Michael’s Firm
or Call 647-495-8995

Our Insurance Coverage Litigation Services

At Michael’s Law Firm we specialize in several areas of Insurance Law including:

Accident Benefit Claims (“No Fault” Claims)

Disability Insurance Claims

Home Insurance Claims (including Fire, Theft, Flood or Water Damage, Storms)

Insurance Broker Negligence

Life Insurance Claims

Property Insurance Claims

Business Insurance Claims

Why Was My Insurance Claim Denied?

Insurance coverage is dependent upon a number of technical factors including:

  • Wording of the policy
  • Type and cause of loss
  • Reasonable expectations of the parties
  • Developing body of case law
  • Suspicion of fraud

In handling insurance coverage cases in Ontario our insurance lawyers start with the proposition that the loss is covered, then look to the policy for support thereof. Most recently, Michael Lesage drafted the successful appeal in 1422253 Ontario Limited v. Coachman Insurance Co.2013 ONSC 5740.[1]

Get the Legal Help Your Deserve

Give our Toronto and Hamilton insurance lawyers a call at 647-495-8995 before you accept the conventional wisdom that the loss isn’t covered and that you’re on your own.

For close to ten years founding lawyer Michael Lesage has been handling insurance coverage cases at both trial and appellate levels.

Remember, we provide Free Case Evaluations and there are no fees unless we win or settle your case.

[1]Argued at Court by Chris Richard.