There are many ways to enjoy the outdoors, including ATVS and snowmobiles, dirt bikes, dune buggies and golf carts to name a few. Accidents involving these vehicles can result in serious injuries, including fractures, broken bones, orthopaedic injuries, spinal cord injuries and traumatic brain injuries. If you or a loved one has been injured in a recreational vehicle accident, there may be insurance available to help you get your life back on track.
If you have been injured in a recreational vehicle accident, it is important that you obtain good legal advice to ensure your rights are protected. Depending upon the seriousness of your injuries, the financial consequences can be significant.
Initially, it is important to know that two types of insurance coverage may be available. The first, accident benefits, or no-fault benefits are available through your own insurer (or one of the other vehicles involved, if you don’t have insurance). Accident benefits provide coverage for things like lost wages or extra expenses incurred, such as medical or rehabilitative treatment and lost educational expenses. For more detailed analysis, see the page on Accident Benefit Claims.
Where your injuries are serious, a second type of coverage, at-fault, may be available if another driver was involved, through their insurance. This not only includes financial compensation for your injuries themselves, but also for any financial losses you may have sustained, either now or in the future. In some cases, people are unable to return to their previous job. In others, they are unable to return to work at all, or are unable to continue on in their business. Sometimes, they are unable to do household chores or home maintenance. Where that is the case, the financial consequences can be significant.
In the most severe cases, additional financial assistance may be available to you, including:
- Canada Pension Plan disability
- Long term disability insurance
- Ontario Works
At my law firm, I strive to ensure that cases are properly developed. I use my experience in personal injury to ensure the right medical specialists are obtained, and to ensure they are asked the right questions, such as, “Would my client’s injuries have an impact upon their ability to work, do housework, look after their children?” Likewise, I use my experience and economics background to ensure that the necessary financial experts are retained, be they accountants, economists, actuaries or life care planners, so that financial losses can be accurately determined.
Did you sustain injuries from a recreational vehicle accident and need the legal advice of a personal injury lawyer? Call Michael’s Law Firm in the Hamilton and Greater Toronto area at 647-495-8995 or complete our confidential online contact form.
Our injury lawyers can assess your case and help you get the compensation you deserve to put your life back on track. There are no fees unless we settle your case.